Private health insurance may also cover these discussions. Discussing advance care planning with your doctor is free through Medicare during your annual wellness visit. A doctor can help you understand future health decisions you may face and plan the kinds of care or treatment you may want. Talk to your loved ones and a doctor about advance care planning. If you don't have a relative or friend you trust, ask a lawyer to help.ĥ. You don’t need to discuss your personal affairs, but someone you trust should know where to find your papers in case of an emergency. Tell someone you know and trust or a lawyer where to find your important papers. If your papers are in a bank safe deposit box, keep copies in a file at home. For added security, you might consider getting a fireproof and waterproof safe to store your documents. You can set up a file, put everything in a desk or dresser drawer, or list the information and location of papers in a notebook. Put your important papers and copies of legal documents in one place. These documents are part of advance care planning, which involves preparing for future decisions about your medical care and discussing your wishes with your loved ones.ģ. Having a health care proxy helps you plan for situations that cannot be foreseen, such as a serious auto accident or stroke. A proxy can be chosen in addition to or instead of a living will. Your proxy - also known as a representative, surrogate, or agent - should be familiar with your values and wishes. A durable power of attorney for health care names your health care proxy, a person who can make health care decisions for you if you are unable to communicate these yourself.You can say which common medical treatments or care you would want, which ones you would want to avoid, and under which conditions each of your choices applies. A living will tells doctors how you want to be treated if you cannot make your own decisions about emergency treatment.The most common advance directives include a living will and a durable power of attorney for health care. Many people choose to prepare advance directives, which are legal documents that provide instructions for medical care and only go into effect if you cannot communicate your own wishes due to disease or severe injury. A living trust names and instructs a person, called the trustee, to hold and distribute property and funds on your behalf when you are no longer able to manage your affairs.Ģ.
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